Overview
Decade combines wealth-management professionals with AI to help clients understand and plan around their overall financial position. Its platform brings accounts and other assets into a consolidated view without requiring every asset to be moved.
What Decade does
Decade organizes information about investments, property, pensions and other assets so the client and adviser can assess the whole financial picture. Data can come through account connections, statements and information provided by the client.
The platform monitors portfolios and markets, identifies items such as fees or idle cash and relates the analysis to the client’s goals and cash flow. Human advisers contribute judgment, explanation and personal context alongside the system’s analysis and simulations.
The proposition is a technology-supported wealth relationship rather than a trading bot. Decade’s public site describes an invitation-based trial and ongoing guidance, with the human and AI components sharing the same view of the client’s circumstances.
Differentiation
Compared with a portfolio tracker
Decade combines the consolidated financial view with analysis and human guidance, rather than only displaying balances and performance.
Compared with automated trading
Its stated model centers on financial understanding, planning and advice. Monitoring and simulations do not by themselves mean the system independently moves the client’s money.
Company details
- Funding
- $85M round
